Perserverance

Along with the majority of Americans, this year has been financially difficult and stressful.  We've cut back on everything we could think of, we've traded in our Highlander for a tiny gas-conservative Yaris, and we've refinanced our mortgage.  The re-fi was a 3 1/2 month nightmare (we finally closed last Friday) that I won't bore you with except for the fact that during their scrutinizing of our financial records our accountant re-evaluated our '07 tax returns and got a pretty good sized refund 2 years in coming.  I just wanted to let everyone know that if you do all the Lord asks you to do and are very patient good things will come.